LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,646
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$32,630
−HK$1,000/mo
Today · 4.125%
HK$33,630
baseline
▲ 0.50% · 4.625%
HK$35,677
+HK$2,047/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$67,260/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$520,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,206
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$36,150
−HK$958/mo
Today · 4.125%
HK$37,108
baseline
▲ 0.50% · 4.625%
HK$39,064
+HK$1,956/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$74,216/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$520,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,975
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$39,156
−HK$1,200/mo
Today · 4.125%
HK$40,356
baseline
▲ 0.50% · 4.625%
HK$42,812
+HK$2,456/mo
Deposit HK$5.55M · loan HK$8.33M · min. income ≈ HK$80,712/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,247
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$43,380
−HK$1,149/mo
Today · 4.125%
HK$44,529
baseline
▲ 0.50% · 4.625%
HK$46,876
+HK$2,347/mo
Deposit HK$5.55M · loan HK$8.33M · min. income ≈ HK$89,058/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,304
−HK$2,778/mo
▼ 0.25% · 3.875%
HK$45,682
−HK$1,400/mo
Today · 4.125%
HK$47,082
baseline
▲ 0.50% · 4.625%
HK$49,947
+HK$2,865/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$94,164/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$520,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,288
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$50,610
−HK$1,341/mo
Today · 4.125%
HK$51,951
baseline
▲ 0.50% · 4.625%
HK$54,689
+HK$2,738/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$103,902/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$520,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,962
−HK$3,573/mo
▼ 0.25% · 3.875%
HK$58,734
−HK$1,801/mo
Today · 4.125%
HK$60,535
baseline
▲ 0.50% · 4.625%
HK$64,218
+HK$3,683/mo
Deposit HK$1.39M · loan HK$12.49M · min. income ≈ HK$121,070/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,370
−HK$3,424/mo
▼ 0.25% · 3.875%
HK$65,070
−HK$1,724/mo
Today · 4.125%
HK$66,794
baseline
▲ 0.50% · 4.625%
HK$70,315
+HK$3,521/mo
Deposit HK$1.39M · loan HK$12.49M · min. income ≈ HK$133,588/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,432 · Scale 2, in force from 26 Feb 2026)