LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,648
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$32,632
−HK$1,000/mo
Today · 4.125%
HK$33,632
baseline
▲ 0.50% · 4.625%
HK$35,679
+HK$2,047/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$67,264/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$520,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,208
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$36,152
−HK$958/mo
Today · 4.125%
HK$37,110
baseline
▲ 0.50% · 4.625%
HK$39,066
+HK$1,956/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$74,220/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$520,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,977
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$39,158
−HK$1,201/mo
Today · 4.125%
HK$40,359
baseline
▲ 0.50% · 4.625%
HK$42,814
+HK$2,455/mo
Deposit HK$5.55M · loan HK$8.33M · min. income ≈ HK$80,718/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,249
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$43,382
−HK$1,150/mo
Today · 4.125%
HK$44,532
baseline
▲ 0.50% · 4.625%
HK$46,879
+HK$2,347/mo
Deposit HK$5.55M · loan HK$8.33M · min. income ≈ HK$89,064/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,307
−HK$2,778/mo
▼ 0.25% · 3.875%
HK$45,685
−HK$1,400/mo
Today · 4.125%
HK$47,085
baseline
▲ 0.50% · 4.625%
HK$49,950
+HK$2,865/mo
Deposit HK$4.16M · loan HK$9.72M · min. income ≈ HK$94,170/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$520,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,291
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$50,613
−HK$1,341/mo
Today · 4.125%
HK$51,954
baseline
▲ 0.50% · 4.625%
HK$54,692
+HK$2,738/mo
Deposit HK$4.16M · loan HK$9.72M · min. income ≈ HK$103,908/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$520,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,966
−HK$3,572/mo
▼ 0.25% · 3.875%
HK$58,738
−HK$1,800/mo
Today · 4.125%
HK$60,538
baseline
▲ 0.50% · 4.625%
HK$64,222
+HK$3,684/mo
Deposit HK$1.39M · loan HK$12.49M · min. income ≈ HK$121,076/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,374
−HK$3,424/mo
▼ 0.25% · 3.875%
HK$65,073
−HK$1,725/mo
Today · 4.125%
HK$66,798
baseline
▲ 0.50% · 4.625%
HK$70,319
+HK$3,521/mo
Deposit HK$1.39M · loan HK$12.49M · min. income ≈ HK$133,596/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,462 · Scale 2, in force from 26 Feb 2026)