LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,651
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$32,635
−HK$1,000/mo
Today · 4.125%
HK$33,635
baseline
▲ 0.50% · 4.625%
HK$35,682
+HK$2,047/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$67,270/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$520,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,211
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$36,155
−HK$958/mo
Today · 4.125%
HK$37,113
baseline
▲ 0.50% · 4.625%
HK$39,070
+HK$1,957/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$74,226/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$520,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,981
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$39,162
−HK$1,200/mo
Today · 4.125%
HK$40,362
baseline
▲ 0.50% · 4.625%
HK$42,818
+HK$2,456/mo
Deposit HK$5.55M · loan HK$8.33M · min. income ≈ HK$80,724/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,253
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$43,386
−HK$1,150/mo
Today · 4.125%
HK$44,536
baseline
▲ 0.50% · 4.625%
HK$46,884
+HK$2,348/mo
Deposit HK$5.55M · loan HK$8.33M · min. income ≈ HK$89,072/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,311
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$45,689
−HK$1,401/mo
Today · 4.125%
HK$47,090
baseline
▲ 0.50% · 4.625%
HK$49,955
+HK$2,865/mo
Deposit HK$4.16M · loan HK$9.72M · min. income ≈ HK$94,180/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$520,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,295
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$50,617
−HK$1,342/mo
Today · 4.125%
HK$51,959
baseline
▲ 0.50% · 4.625%
HK$54,697
+HK$2,738/mo
Deposit HK$4.16M · loan HK$9.72M · min. income ≈ HK$103,918/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$520,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,971
−HK$3,573/mo
▼ 0.25% · 3.875%
HK$58,743
−HK$1,801/mo
Today · 4.125%
HK$60,544
baseline
▲ 0.50% · 4.625%
HK$64,228
+HK$3,684/mo
Deposit HK$1.39M · loan HK$12.49M · min. income ≈ HK$121,088/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,380
−HK$3,424/mo
▼ 0.25% · 3.875%
HK$65,080
−HK$1,724/mo
Today · 4.125%
HK$66,804
baseline
▲ 0.50% · 4.625%
HK$70,325
+HK$3,521/mo
Deposit HK$1.39M · loan HK$12.49M · min. income ≈ HK$133,608/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,511 · Scale 2, in force from 26 Feb 2026)