LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,653
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$32,637
−HK$1,000/mo
Today · 4.125%
HK$33,637
baseline
▲ 0.50% · 4.625%
HK$35,684
+HK$2,047/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$67,274/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$520,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,213
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$36,158
−HK$958/mo
Today · 4.125%
HK$37,116
baseline
▲ 0.50% · 4.625%
HK$39,072
+HK$1,956/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$74,232/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$520,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,983
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$39,165
−HK$1,200/mo
Today · 4.125%
HK$40,365
baseline
▲ 0.50% · 4.625%
HK$42,821
+HK$2,456/mo
Deposit HK$5.55M · loan HK$8.33M · min. income ≈ HK$80,730/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,256
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$43,389
−HK$1,150/mo
Today · 4.125%
HK$44,539
baseline
▲ 0.50% · 4.625%
HK$46,886
+HK$2,347/mo
Deposit HK$5.55M · loan HK$8.33M · min. income ≈ HK$89,078/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,314
−HK$2,778/mo
▼ 0.25% · 3.875%
HK$45,692
−HK$1,400/mo
Today · 4.125%
HK$47,092
baseline
▲ 0.50% · 4.625%
HK$49,958
+HK$2,866/mo
Deposit HK$4.16M · loan HK$9.72M · min. income ≈ HK$94,184/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$520,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,298
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$50,621
−HK$1,341/mo
Today · 4.125%
HK$51,962
baseline
▲ 0.50% · 4.625%
HK$54,701
+HK$2,739/mo
Deposit HK$4.16M · loan HK$9.72M · min. income ≈ HK$103,924/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$520,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,975
−HK$3,572/mo
▼ 0.25% · 3.875%
HK$58,747
−HK$1,800/mo
Today · 4.125%
HK$60,547
baseline
▲ 0.50% · 4.625%
HK$64,232
+HK$3,685/mo
Deposit HK$1.39M · loan HK$12.49M · min. income ≈ HK$121,094/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,384
−HK$3,424/mo
▼ 0.25% · 3.875%
HK$65,084
−HK$1,724/mo
Today · 4.125%
HK$66,808
baseline
▲ 0.50% · 4.625%
HK$70,330
+HK$3,522/mo
Deposit HK$1.39M · loan HK$12.49M · min. income ≈ HK$133,616/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,544 · Scale 2, in force from 26 Feb 2026)