LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,655
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$32,640
−HK$1,000/mo
Today · 4.125%
HK$33,640
baseline
▲ 0.50% · 4.625%
HK$35,687
+HK$2,047/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$67,280/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$520,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,216
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$36,161
−HK$958/mo
Today · 4.125%
HK$37,119
baseline
▲ 0.50% · 4.625%
HK$39,075
+HK$1,956/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$74,238/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$520,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,986
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$39,168
−HK$1,200/mo
Today · 4.125%
HK$40,368
baseline
▲ 0.50% · 4.625%
HK$42,825
+HK$2,457/mo
Deposit HK$5.55M · loan HK$8.33M · min. income ≈ HK$80,736/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,259
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$43,393
−HK$1,150/mo
Today · 4.125%
HK$44,543
baseline
▲ 0.50% · 4.625%
HK$46,890
+HK$2,347/mo
Deposit HK$5.55M · loan HK$8.33M · min. income ≈ HK$89,086/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,317
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$45,696
−HK$1,400/mo
Today · 4.125%
HK$47,096
baseline
▲ 0.50% · 4.625%
HK$49,962
+HK$2,866/mo
Deposit HK$4.16M · loan HK$9.72M · min. income ≈ HK$94,192/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$520,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,303
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$50,625
−HK$1,341/mo
Today · 4.125%
HK$51,966
baseline
▲ 0.50% · 4.625%
HK$54,705
+HK$2,739/mo
Deposit HK$4.16M · loan HK$9.72M · min. income ≈ HK$103,932/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$520,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,979
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$58,752
−HK$1,801/mo
Today · 4.125%
HK$60,553
baseline
▲ 0.50% · 4.625%
HK$64,237
+HK$3,684/mo
Deposit HK$1.39M · loan HK$12.49M · min. income ≈ HK$121,106/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,389
−HK$3,425/mo
▼ 0.25% · 3.875%
HK$65,089
−HK$1,725/mo
Today · 4.125%
HK$66,814
baseline
▲ 0.50% · 4.625%
HK$70,336
+HK$3,522/mo
Deposit HK$1.39M · loan HK$12.49M · min. income ≈ HK$133,628/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,587 · Scale 2, in force from 26 Feb 2026)