LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,656
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$32,641
−HK$1,000/mo
Today · 4.125%
HK$33,641
baseline
▲ 0.50% · 4.625%
HK$35,688
+HK$2,047/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$67,282/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$520,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,217
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$36,162
−HK$958/mo
Today · 4.125%
HK$37,120
baseline
▲ 0.50% · 4.625%
HK$39,076
+HK$1,956/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$74,240/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$520,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,987
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$39,169
−HK$1,201/mo
Today · 4.125%
HK$40,370
baseline
▲ 0.50% · 4.625%
HK$42,826
+HK$2,456/mo
Deposit HK$5.55M · loan HK$8.33M · min. income ≈ HK$80,740/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,261
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$43,394
−HK$1,150/mo
Today · 4.125%
HK$44,544
baseline
▲ 0.50% · 4.625%
HK$46,892
+HK$2,348/mo
Deposit HK$5.55M · loan HK$8.33M · min. income ≈ HK$89,088/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,319
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$45,697
−HK$1,401/mo
Today · 4.125%
HK$47,098
baseline
▲ 0.50% · 4.625%
HK$49,964
+HK$2,866/mo
Deposit HK$4.16M · loan HK$9.72M · min. income ≈ HK$94,196/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$520,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,304
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$50,626
−HK$1,342/mo
Today · 4.125%
HK$51,968
baseline
▲ 0.50% · 4.625%
HK$54,707
+HK$2,739/mo
Deposit HK$4.16M · loan HK$9.72M · min. income ≈ HK$103,936/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$520,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,981
−HK$3,573/mo
▼ 0.25% · 3.875%
HK$58,754
−HK$1,800/mo
Today · 4.125%
HK$60,554
baseline
▲ 0.50% · 4.625%
HK$64,239
+HK$3,685/mo
Deposit HK$1.39M · loan HK$12.49M · min. income ≈ HK$121,108/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,391
−HK$3,425/mo
▼ 0.25% · 3.875%
HK$65,091
−HK$1,725/mo
Today · 4.125%
HK$66,816
baseline
▲ 0.50% · 4.625%
HK$70,338
+HK$3,522/mo
Deposit HK$1.39M · loan HK$12.49M · min. income ≈ HK$133,632/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,603 · Scale 2, in force from 26 Feb 2026)