LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,664
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$32,649
−HK$1,001/mo
Today · 4.125%
HK$33,650
baseline
▲ 0.50% · 4.625%
HK$35,697
+HK$2,047/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$67,300/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$520,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,226
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$36,171
−HK$958/mo
Today · 4.125%
HK$37,129
baseline
▲ 0.50% · 4.625%
HK$39,087
+HK$1,958/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$74,258/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$520,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,997
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$39,179
−HK$1,201/mo
Today · 4.125%
HK$40,380
baseline
▲ 0.50% · 4.625%
HK$42,837
+HK$2,457/mo
Deposit HK$5.55M · loan HK$8.33M · min. income ≈ HK$80,760/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$520,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,271
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$43,405
−HK$1,150/mo
Today · 4.125%
HK$44,555
baseline
▲ 0.50% · 4.625%
HK$46,904
+HK$2,349/mo
Deposit HK$5.55M · loan HK$8.33M · min. income ≈ HK$89,110/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$520,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,330
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$45,709
−HK$1,401/mo
Today · 4.125%
HK$47,110
baseline
▲ 0.50% · 4.625%
HK$49,976
+HK$2,866/mo
Deposit HK$4.17M · loan HK$9.72M · min. income ≈ HK$94,220/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$520,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,317
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$50,639
−HK$1,342/mo
Today · 4.125%
HK$51,981
baseline
▲ 0.50% · 4.625%
HK$54,721
+HK$2,740/mo
Deposit HK$4.17M · loan HK$9.72M · min. income ≈ HK$103,962/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$520,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,996
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$58,769
−HK$1,801/mo
Today · 4.125%
HK$60,570
baseline
▲ 0.50% · 4.625%
HK$64,255
+HK$3,685/mo
Deposit HK$1.39M · loan HK$12.50M · min. income ≈ HK$121,140/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,407
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$65,108
−HK$1,725/mo
Today · 4.125%
HK$66,833
baseline
▲ 0.50% · 4.625%
HK$70,356
+HK$3,523/mo
Deposit HK$1.39M · loan HK$12.50M · min. income ≈ HK$133,666/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,737 · Scale 2, in force from 26 Feb 2026)