LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,665
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$32,650
−HK$1,000/mo
Today · 4.125%
HK$33,650
baseline
▲ 0.50% · 4.625%
HK$35,698
+HK$2,048/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$67,300/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$520,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,227
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$36,171
−HK$959/mo
Today · 4.125%
HK$37,130
baseline
▲ 0.50% · 4.625%
HK$39,087
+HK$1,957/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$74,260/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$520,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,998
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$39,180
−HK$1,200/mo
Today · 4.125%
HK$40,380
baseline
▲ 0.50% · 4.625%
HK$42,838
+HK$2,458/mo
Deposit HK$5.55M · loan HK$8.33M · min. income ≈ HK$80,760/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$520,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,272
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$43,406
−HK$1,150/mo
Today · 4.125%
HK$44,556
baseline
▲ 0.50% · 4.625%
HK$46,904
+HK$2,348/mo
Deposit HK$5.55M · loan HK$8.33M · min. income ≈ HK$89,112/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$520,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,331
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$45,710
−HK$1,401/mo
Today · 4.125%
HK$47,111
baseline
▲ 0.50% · 4.625%
HK$49,977
+HK$2,866/mo
Deposit HK$4.17M · loan HK$9.72M · min. income ≈ HK$94,222/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$520,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,317
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$50,640
−HK$1,342/mo
Today · 4.125%
HK$51,982
baseline
▲ 0.50% · 4.625%
HK$54,722
+HK$2,740/mo
Deposit HK$4.17M · loan HK$9.72M · min. income ≈ HK$103,964/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$520,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,997
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$58,769
−HK$1,802/mo
Today · 4.125%
HK$60,571
baseline
▲ 0.50% · 4.625%
HK$64,256
+HK$3,685/mo
Deposit HK$1.39M · loan HK$12.50M · min. income ≈ HK$121,142/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,408
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$65,109
−HK$1,725/mo
Today · 4.125%
HK$66,834
baseline
▲ 0.50% · 4.625%
HK$70,357
+HK$3,523/mo
Deposit HK$1.39M · loan HK$12.50M · min. income ≈ HK$133,668/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,744 · Scale 2, in force from 26 Feb 2026)