LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,665
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$32,650
−HK$1,001/mo
Today · 4.125%
HK$33,651
baseline
▲ 0.50% · 4.625%
HK$35,699
+HK$2,048/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$67,302/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$520,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,227
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$36,172
−HK$959/mo
Today · 4.125%
HK$37,131
baseline
▲ 0.50% · 4.625%
HK$39,088
+HK$1,957/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$74,262/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$520,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,998
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$39,180
−HK$1,201/mo
Today · 4.125%
HK$40,381
baseline
▲ 0.50% · 4.625%
HK$42,838
+HK$2,457/mo
Deposit HK$5.55M · loan HK$8.33M · min. income ≈ HK$80,762/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$520,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,273
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$43,407
−HK$1,150/mo
Today · 4.125%
HK$44,557
baseline
▲ 0.50% · 4.625%
HK$46,905
+HK$2,348/mo
Deposit HK$5.55M · loan HK$8.33M · min. income ≈ HK$89,114/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$520,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,332
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$45,710
−HK$1,402/mo
Today · 4.125%
HK$47,112
baseline
▲ 0.50% · 4.625%
HK$49,978
+HK$2,866/mo
Deposit HK$4.17M · loan HK$9.72M · min. income ≈ HK$94,224/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$520,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,318
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$50,641
−HK$1,342/mo
Today · 4.125%
HK$51,983
baseline
▲ 0.50% · 4.625%
HK$54,723
+HK$2,740/mo
Deposit HK$4.17M · loan HK$9.72M · min. income ≈ HK$103,966/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$520,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,998
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$58,771
−HK$1,801/mo
Today · 4.125%
HK$60,572
baseline
▲ 0.50% · 4.625%
HK$64,258
+HK$3,686/mo
Deposit HK$1.39M · loan HK$12.50M · min. income ≈ HK$121,144/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,409
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$65,110
−HK$1,725/mo
Today · 4.125%
HK$66,835
baseline
▲ 0.50% · 4.625%
HK$70,358
+HK$3,523/mo
Deposit HK$1.39M · loan HK$12.50M · min. income ≈ HK$133,670/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,754 · Scale 2, in force from 26 Feb 2026)