LTV · monthly repayment
▼ 0.50% · 3.625%
HK$316,669
−HK$19,858/mo
▼ 0.25% · 3.875%
HK$326,519
−HK$10,008/mo
Today · 4.125%
HK$336,527
baseline
▲ 0.50% · 4.625%
HK$357,003
+HK$20,476/mo
Deposit HK$69.44M · loan HK$69.44M · min. income ≈ HK$673,054/mo (50% DSR)
Upfront cash ≈ HK$78.46M (deposit + AVD stamp duty HK$9,026,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$352,291
−HK$19,033/mo
▼ 0.25% · 3.875%
HK$361,739
−HK$9,585/mo
Today · 4.125%
HK$371,324
baseline
▲ 0.50% · 4.625%
HK$390,897
+HK$19,573/mo
Deposit HK$69.44M · loan HK$69.44M · min. income ≈ HK$742,648/mo (50% DSR)
Upfront cash ≈ HK$78.46M (deposit + AVD stamp duty HK$9,026,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$380,002
−HK$23,830/mo
▼ 0.25% · 3.875%
HK$391,823
−HK$12,009/mo
Today · 4.125%
HK$403,832
baseline
▲ 0.50% · 4.625%
HK$428,404
+HK$24,572/mo
Deposit HK$55.55M · loan HK$83.32M · min. income ≈ HK$807,664/mo (50% DSR)
Upfront cash ≈ HK$64.58M (deposit + AVD stamp duty HK$9,026,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$422,749
−HK$22,840/mo
▼ 0.25% · 3.875%
HK$434,087
−HK$11,502/mo
Today · 4.125%
HK$445,589
baseline
▲ 0.50% · 4.625%
HK$469,076
+HK$23,487/mo
Deposit HK$55.55M · loan HK$83.32M · min. income ≈ HK$891,178/mo (50% DSR)
Upfront cash ≈ HK$64.58M (deposit + AVD stamp duty HK$9,026,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$443,336
−HK$27,801/mo
▼ 0.25% · 3.875%
HK$457,126
−HK$14,011/mo
Today · 4.125%
HK$471,137
baseline
▲ 0.50% · 4.625%
HK$499,805
+HK$28,668/mo
Deposit HK$41.66M · loan HK$97.21M · min. income ≈ HK$942,274/mo (50% DSR)
Upfront cash ≈ HK$50.69M (deposit + AVD stamp duty HK$9,026,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$493,207
−HK$26,646/mo
▼ 0.25% · 3.875%
HK$506,435
−HK$13,418/mo
Today · 4.125%
HK$519,853
baseline
▲ 0.50% · 4.625%
HK$547,256
+HK$27,403/mo
Deposit HK$41.66M · loan HK$97.21M · min. income ≈ HK$1,039,706/mo (50% DSR)
Upfront cash ≈ HK$50.69M (deposit + AVD stamp duty HK$9,026,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$570,004
−HK$35,744/mo
▼ 0.25% · 3.875%
HK$587,734
−HK$18,014/mo
Today · 4.125%
HK$605,748
baseline
▲ 0.50% · 4.625%
HK$642,606
+HK$36,858/mo
Deposit HK$13.89M · loan HK$124.99M · min. income ≈ HK$1,211,496/mo (50% DSR)
Upfront cash ≈ HK$22.91M (deposit + AVD stamp duty HK$9,026,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$634,123
−HK$34,260/mo
▼ 0.25% · 3.875%
HK$651,130
−HK$17,253/mo
Today · 4.125%
HK$668,383
baseline
▲ 0.50% · 4.625%
HK$703,614
+HK$35,231/mo
Deposit HK$13.89M · loan HK$124.99M · min. income ≈ HK$1,336,766/mo (50% DSR)
Upfront cash ≈ HK$22.91M (deposit + AVD stamp duty HK$9,026,819 · Scale 2, in force from 26 Feb 2026)