LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,667
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$32,652
−HK$1,001/mo
Today · 4.125%
HK$33,653
baseline
▲ 0.50% · 4.625%
HK$35,701
+HK$2,048/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$67,306/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$520,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,229
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$36,174
−HK$959/mo
Today · 4.125%
HK$37,133
baseline
▲ 0.50% · 4.625%
HK$39,090
+HK$1,957/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$74,266/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$520,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,001
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$39,183
−HK$1,201/mo
Today · 4.125%
HK$40,384
baseline
▲ 0.50% · 4.625%
HK$42,841
+HK$2,457/mo
Deposit HK$5.56M · loan HK$8.33M · min. income ≈ HK$80,768/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$520,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,275
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$43,409
−HK$1,150/mo
Today · 4.125%
HK$44,559
baseline
▲ 0.50% · 4.625%
HK$46,908
+HK$2,349/mo
Deposit HK$5.56M · loan HK$8.33M · min. income ≈ HK$89,118/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$520,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,334
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$45,713
−HK$1,401/mo
Today · 4.125%
HK$47,114
baseline
▲ 0.50% · 4.625%
HK$49,981
+HK$2,867/mo
Deposit HK$4.17M · loan HK$9.72M · min. income ≈ HK$94,228/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$520,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,321
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$50,644
−HK$1,342/mo
Today · 4.125%
HK$51,986
baseline
▲ 0.50% · 4.625%
HK$54,726
+HK$2,740/mo
Deposit HK$4.17M · loan HK$9.72M · min. income ≈ HK$103,972/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$520,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,001
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$58,774
−HK$1,801/mo
Today · 4.125%
HK$60,575
baseline
▲ 0.50% · 4.625%
HK$64,261
+HK$3,686/mo
Deposit HK$1.39M · loan HK$12.50M · min. income ≈ HK$121,150/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,413
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$65,114
−HK$1,725/mo
Today · 4.125%
HK$66,839
baseline
▲ 0.50% · 4.625%
HK$70,362
+HK$3,523/mo
Deposit HK$1.39M · loan HK$12.50M · min. income ≈ HK$133,678/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,783 · Scale 2, in force from 26 Feb 2026)