LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,670
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$32,655
−HK$1,000/mo
Today · 4.125%
HK$33,655
baseline
▲ 0.50% · 4.625%
HK$35,703
+HK$2,048/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$67,310/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$520,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,232
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$36,177
−HK$959/mo
Today · 4.125%
HK$37,136
baseline
▲ 0.50% · 4.625%
HK$39,093
+HK$1,957/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$74,272/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$520,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,003
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$39,186
−HK$1,201/mo
Today · 4.125%
HK$40,387
baseline
▲ 0.50% · 4.625%
HK$42,844
+HK$2,457/mo
Deposit HK$5.56M · loan HK$8.33M · min. income ≈ HK$80,774/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$520,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,278
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$43,412
−HK$1,151/mo
Today · 4.125%
HK$44,563
baseline
▲ 0.50% · 4.625%
HK$46,912
+HK$2,349/mo
Deposit HK$5.56M · loan HK$8.33M · min. income ≈ HK$89,126/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$520,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,337
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$45,717
−HK$1,401/mo
Today · 4.125%
HK$47,118
baseline
▲ 0.50% · 4.625%
HK$49,985
+HK$2,867/mo
Deposit HK$4.17M · loan HK$9.72M · min. income ≈ HK$94,236/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$520,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,325
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$50,648
−HK$1,342/mo
Today · 4.125%
HK$51,990
baseline
▲ 0.50% · 4.625%
HK$54,730
+HK$2,740/mo
Deposit HK$4.17M · loan HK$9.72M · min. income ≈ HK$103,980/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$520,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,005
−HK$3,575/mo
▼ 0.25% · 3.875%
HK$58,778
−HK$1,802/mo
Today · 4.125%
HK$60,580
baseline
▲ 0.50% · 4.625%
HK$64,266
+HK$3,686/mo
Deposit HK$1.39M · loan HK$12.50M · min. income ≈ HK$121,160/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,418
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$65,119
−HK$1,725/mo
Today · 4.125%
HK$66,844
baseline
▲ 0.50% · 4.625%
HK$70,367
+HK$3,523/mo
Deposit HK$1.39M · loan HK$12.50M · min. income ≈ HK$133,688/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,823 · Scale 2, in force from 26 Feb 2026)