LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,671
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$32,656
−HK$1,001/mo
Today · 4.125%
HK$33,657
baseline
▲ 0.50% · 4.625%
HK$35,705
+HK$2,048/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$67,314/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$520,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,233
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$36,178
−HK$959/mo
Today · 4.125%
HK$37,137
baseline
▲ 0.50% · 4.625%
HK$39,095
+HK$1,958/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$74,274/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$520,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,005
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$39,187
−HK$1,201/mo
Today · 4.125%
HK$40,388
baseline
▲ 0.50% · 4.625%
HK$42,846
+HK$2,458/mo
Deposit HK$5.56M · loan HK$8.33M · min. income ≈ HK$80,776/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$520,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,280
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$43,414
−HK$1,150/mo
Today · 4.125%
HK$44,564
baseline
▲ 0.50% · 4.625%
HK$46,914
+HK$2,350/mo
Deposit HK$5.56M · loan HK$8.33M · min. income ≈ HK$89,128/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$520,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,339
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$45,718
−HK$1,402/mo
Today · 4.125%
HK$47,120
baseline
▲ 0.50% · 4.625%
HK$49,987
+HK$2,867/mo
Deposit HK$4.17M · loan HK$9.72M · min. income ≈ HK$94,240/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$520,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,327
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$50,650
−HK$1,342/mo
Today · 4.125%
HK$51,992
baseline
▲ 0.50% · 4.625%
HK$54,732
+HK$2,740/mo
Deposit HK$4.17M · loan HK$9.72M · min. income ≈ HK$103,984/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$520,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,008
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$58,781
−HK$1,801/mo
Today · 4.125%
HK$60,582
baseline
▲ 0.50% · 4.625%
HK$64,269
+HK$3,687/mo
Deposit HK$1.39M · loan HK$12.50M · min. income ≈ HK$121,164/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,420
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$65,121
−HK$1,726/mo
Today · 4.125%
HK$66,847
baseline
▲ 0.50% · 4.625%
HK$70,370
+HK$3,523/mo
Deposit HK$1.39M · loan HK$12.50M · min. income ≈ HK$133,694/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,844 · Scale 2, in force from 26 Feb 2026)