LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,671
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$32,657
−HK$1,000/mo
Today · 4.125%
HK$33,657
baseline
▲ 0.50% · 4.625%
HK$35,705
+HK$2,048/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$67,314/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$520,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,234
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$36,179
−HK$959/mo
Today · 4.125%
HK$37,138
baseline
▲ 0.50% · 4.625%
HK$39,095
+HK$1,957/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$74,276/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$520,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,006
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$39,188
−HK$1,201/mo
Today · 4.125%
HK$40,389
baseline
▲ 0.50% · 4.625%
HK$42,847
+HK$2,458/mo
Deposit HK$5.56M · loan HK$8.33M · min. income ≈ HK$80,778/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$520,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,281
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$43,415
−HK$1,150/mo
Today · 4.125%
HK$44,565
baseline
▲ 0.50% · 4.625%
HK$46,914
+HK$2,349/mo
Deposit HK$5.56M · loan HK$8.33M · min. income ≈ HK$89,130/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$520,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,340
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$45,719
−HK$1,401/mo
Today · 4.125%
HK$47,120
baseline
▲ 0.50% · 4.625%
HK$49,988
+HK$2,868/mo
Deposit HK$4.17M · loan HK$9.72M · min. income ≈ HK$94,240/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$520,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,328
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$50,651
−HK$1,342/mo
Today · 4.125%
HK$51,993
baseline
▲ 0.50% · 4.625%
HK$54,733
+HK$2,740/mo
Deposit HK$4.17M · loan HK$9.72M · min. income ≈ HK$103,986/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$520,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,009
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$58,782
−HK$1,801/mo
Today · 4.125%
HK$60,583
baseline
▲ 0.50% · 4.625%
HK$64,270
+HK$3,687/mo
Deposit HK$1.39M · loan HK$12.50M · min. income ≈ HK$121,166/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,421
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$65,122
−HK$1,726/mo
Today · 4.125%
HK$66,848
baseline
▲ 0.50% · 4.625%
HK$70,372
+HK$3,524/mo
Deposit HK$1.39M · loan HK$12.50M · min. income ≈ HK$133,696/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,853 · Scale 2, in force from 26 Feb 2026)