LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,672
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$32,657
−HK$1,001/mo
Today · 4.125%
HK$33,658
baseline
▲ 0.50% · 4.625%
HK$35,706
+HK$2,048/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$67,316/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$520,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,235
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$36,180
−HK$958/mo
Today · 4.125%
HK$37,138
baseline
▲ 0.50% · 4.625%
HK$39,096
+HK$1,958/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$74,276/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$520,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,006
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$39,189
−HK$1,201/mo
Today · 4.125%
HK$40,390
baseline
▲ 0.50% · 4.625%
HK$42,847
+HK$2,457/mo
Deposit HK$5.56M · loan HK$8.33M · min. income ≈ HK$80,780/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$520,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,282
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$43,416
−HK$1,150/mo
Today · 4.125%
HK$44,566
baseline
▲ 0.50% · 4.625%
HK$46,915
+HK$2,349/mo
Deposit HK$5.56M · loan HK$8.33M · min. income ≈ HK$89,132/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$520,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,341
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$45,720
−HK$1,401/mo
Today · 4.125%
HK$47,121
baseline
▲ 0.50% · 4.625%
HK$49,989
+HK$2,868/mo
Deposit HK$4.17M · loan HK$9.72M · min. income ≈ HK$94,242/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$520,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,329
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$50,652
−HK$1,342/mo
Today · 4.125%
HK$51,994
baseline
▲ 0.50% · 4.625%
HK$54,735
+HK$2,741/mo
Deposit HK$4.17M · loan HK$9.72M · min. income ≈ HK$103,988/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$520,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,010
−HK$3,575/mo
▼ 0.25% · 3.875%
HK$58,783
−HK$1,802/mo
Today · 4.125%
HK$60,585
baseline
▲ 0.50% · 4.625%
HK$64,271
+HK$3,686/mo
Deposit HK$1.39M · loan HK$12.50M · min. income ≈ HK$121,170/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,423
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$65,124
−HK$1,725/mo
Today · 4.125%
HK$66,849
baseline
▲ 0.50% · 4.625%
HK$70,373
+HK$3,524/mo
Deposit HK$1.39M · loan HK$12.50M · min. income ≈ HK$133,698/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,864 · Scale 2, in force from 26 Feb 2026)