LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,672
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$32,658
−HK$1,001/mo
Today · 4.125%
HK$33,659
baseline
▲ 0.50% · 4.625%
HK$35,707
+HK$2,048/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$67,318/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$520,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,235
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$36,180
−HK$959/mo
Today · 4.125%
HK$37,139
baseline
▲ 0.50% · 4.625%
HK$39,097
+HK$1,958/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$74,278/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$520,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,007
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$39,189
−HK$1,201/mo
Today · 4.125%
HK$40,390
baseline
▲ 0.50% · 4.625%
HK$42,848
+HK$2,458/mo
Deposit HK$5.56M · loan HK$8.33M · min. income ≈ HK$80,780/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$520,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,282
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$43,416
−HK$1,151/mo
Today · 4.125%
HK$44,567
baseline
▲ 0.50% · 4.625%
HK$46,916
+HK$2,349/mo
Deposit HK$5.56M · loan HK$8.33M · min. income ≈ HK$89,134/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$520,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,341
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$45,721
−HK$1,401/mo
Today · 4.125%
HK$47,122
baseline
▲ 0.50% · 4.625%
HK$49,989
+HK$2,867/mo
Deposit HK$4.17M · loan HK$9.72M · min. income ≈ HK$94,244/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$520,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,329
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$50,652
−HK$1,343/mo
Today · 4.125%
HK$51,995
baseline
▲ 0.50% · 4.625%
HK$54,735
+HK$2,740/mo
Deposit HK$4.17M · loan HK$9.72M · min. income ≈ HK$103,990/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$520,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,010
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$58,784
−HK$1,802/mo
Today · 4.125%
HK$60,586
baseline
▲ 0.50% · 4.625%
HK$64,272
+HK$3,686/mo
Deposit HK$1.39M · loan HK$12.50M · min. income ≈ HK$121,172/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,424
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$65,125
−HK$1,725/mo
Today · 4.125%
HK$66,850
baseline
▲ 0.50% · 4.625%
HK$70,374
+HK$3,524/mo
Deposit HK$1.39M · loan HK$12.50M · min. income ≈ HK$133,700/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,871 · Scale 2, in force from 26 Feb 2026)