LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,674
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$32,659
−HK$1,001/mo
Today · 4.125%
HK$33,660
baseline
▲ 0.50% · 4.625%
HK$35,708
+HK$2,048/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$67,320/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$520,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,237
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$36,182
−HK$958/mo
Today · 4.125%
HK$37,140
baseline
▲ 0.50% · 4.625%
HK$39,098
+HK$1,958/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$74,280/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$520,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,008
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$39,191
−HK$1,201/mo
Today · 4.125%
HK$40,392
baseline
▲ 0.50% · 4.625%
HK$42,850
+HK$2,458/mo
Deposit HK$5.56M · loan HK$8.33M · min. income ≈ HK$80,784/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$520,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,284
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$43,418
−HK$1,150/mo
Today · 4.125%
HK$44,568
baseline
▲ 0.50% · 4.625%
HK$46,918
+HK$2,350/mo
Deposit HK$5.56M · loan HK$8.33M · min. income ≈ HK$89,136/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$520,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,343
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$45,722
−HK$1,402/mo
Today · 4.125%
HK$47,124
baseline
▲ 0.50% · 4.625%
HK$49,991
+HK$2,867/mo
Deposit HK$4.17M · loan HK$9.72M · min. income ≈ HK$94,248/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$520,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,331
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$50,654
−HK$1,342/mo
Today · 4.125%
HK$51,996
baseline
▲ 0.50% · 4.625%
HK$54,737
+HK$2,741/mo
Deposit HK$4.17M · loan HK$9.72M · min. income ≈ HK$103,992/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$520,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,013
−HK$3,575/mo
▼ 0.25% · 3.875%
HK$58,786
−HK$1,802/mo
Today · 4.125%
HK$60,588
baseline
▲ 0.50% · 4.625%
HK$64,274
+HK$3,686/mo
Deposit HK$1.39M · loan HK$12.50M · min. income ≈ HK$121,176/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,426
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$65,127
−HK$1,726/mo
Today · 4.125%
HK$66,853
baseline
▲ 0.50% · 4.625%
HK$70,376
+HK$3,523/mo
Deposit HK$1.39M · loan HK$12.50M · min. income ≈ HK$133,706/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,890 · Scale 2, in force from 26 Feb 2026)