LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,675
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$32,660
−HK$1,001/mo
Today · 4.125%
HK$33,661
baseline
▲ 0.50% · 4.625%
HK$35,709
+HK$2,048/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$67,322/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$520,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,238
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$36,183
−HK$958/mo
Today · 4.125%
HK$37,141
baseline
▲ 0.50% · 4.625%
HK$39,099
+HK$1,958/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$74,282/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$520,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,009
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$39,192
−HK$1,201/mo
Today · 4.125%
HK$40,393
baseline
▲ 0.50% · 4.625%
HK$42,851
+HK$2,458/mo
Deposit HK$5.56M · loan HK$8.33M · min. income ≈ HK$80,786/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$520,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,285
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$43,419
−HK$1,151/mo
Today · 4.125%
HK$44,570
baseline
▲ 0.50% · 4.625%
HK$46,919
+HK$2,349/mo
Deposit HK$5.56M · loan HK$8.33M · min. income ≈ HK$89,140/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$520,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,344
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$45,724
−HK$1,401/mo
Today · 4.125%
HK$47,125
baseline
▲ 0.50% · 4.625%
HK$49,993
+HK$2,868/mo
Deposit HK$4.17M · loan HK$9.72M · min. income ≈ HK$94,250/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$520,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,333
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$50,656
−HK$1,342/mo
Today · 4.125%
HK$51,998
baseline
▲ 0.50% · 4.625%
HK$54,739
+HK$2,741/mo
Deposit HK$4.17M · loan HK$9.72M · min. income ≈ HK$103,996/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$520,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,014
−HK$3,575/mo
▼ 0.25% · 3.875%
HK$58,788
−HK$1,801/mo
Today · 4.125%
HK$60,589
baseline
▲ 0.50% · 4.625%
HK$64,276
+HK$3,687/mo
Deposit HK$1.39M · loan HK$12.50M · min. income ≈ HK$121,178/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,428
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$65,129
−HK$1,725/mo
Today · 4.125%
HK$66,854
baseline
▲ 0.50% · 4.625%
HK$70,378
+HK$3,524/mo
Deposit HK$1.39M · loan HK$12.50M · min. income ≈ HK$133,708/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,905 · Scale 2, in force from 26 Feb 2026)