LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,682
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$32,667
−HK$1,001/mo
Today · 4.125%
HK$33,668
baseline
▲ 0.50% · 4.625%
HK$35,717
+HK$2,049/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$67,336/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,245
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$36,191
−HK$959/mo
Today · 4.125%
HK$37,150
baseline
▲ 0.50% · 4.625%
HK$39,108
+HK$1,958/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$74,300/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,018
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$39,200
−HK$1,202/mo
Today · 4.125%
HK$40,402
baseline
▲ 0.50% · 4.625%
HK$42,860
+HK$2,458/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$80,804/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,294
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$43,429
−HK$1,150/mo
Today · 4.125%
HK$44,579
baseline
▲ 0.50% · 4.625%
HK$46,929
+HK$2,350/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$89,158/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,354
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$45,734
−HK$1,402/mo
Today · 4.125%
HK$47,136
baseline
▲ 0.50% · 4.625%
HK$50,004
+HK$2,868/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$94,272/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,344
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$50,667
−HK$1,342/mo
Today · 4.125%
HK$52,009
baseline
▲ 0.50% · 4.625%
HK$54,751
+HK$2,742/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$104,018/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,027
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$58,801
−HK$1,802/mo
Today · 4.125%
HK$60,603
baseline
▲ 0.50% · 4.625%
HK$64,290
+HK$3,687/mo
Deposit HK$1.39M · loan HK$12.50M · min. income ≈ HK$121,206/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,442
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$65,143
−HK$1,726/mo
Today · 4.125%
HK$66,869
baseline
▲ 0.50% · 4.625%
HK$70,394
+HK$3,525/mo
Deposit HK$1.39M · loan HK$12.50M · min. income ≈ HK$133,738/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,019 · Scale 2, in force from 26 Feb 2026)