LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,682
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$32,667
−HK$1,002/mo
Today · 4.125%
HK$33,669
baseline
▲ 0.50% · 4.625%
HK$35,717
+HK$2,048/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$67,338/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,246
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$36,191
−HK$959/mo
Today · 4.125%
HK$37,150
baseline
▲ 0.50% · 4.625%
HK$39,108
+HK$1,958/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$74,300/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,018
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$39,201
−HK$1,201/mo
Today · 4.125%
HK$40,402
baseline
▲ 0.50% · 4.625%
HK$42,861
+HK$2,459/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$80,804/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,295
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$43,429
−HK$1,151/mo
Today · 4.125%
HK$44,580
baseline
▲ 0.50% · 4.625%
HK$46,930
+HK$2,350/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$89,160/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,355
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$45,734
−HK$1,402/mo
Today · 4.125%
HK$47,136
baseline
▲ 0.50% · 4.625%
HK$50,004
+HK$2,868/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$94,272/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,344
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$50,668
−HK$1,342/mo
Today · 4.125%
HK$52,010
baseline
▲ 0.50% · 4.625%
HK$54,752
+HK$2,742/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$104,020/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,027
−HK$3,577/mo
▼ 0.25% · 3.875%
HK$58,801
−HK$1,803/mo
Today · 4.125%
HK$60,604
baseline
▲ 0.50% · 4.625%
HK$64,291
+HK$3,687/mo
Deposit HK$1.39M · loan HK$12.50M · min. income ≈ HK$121,208/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,442
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$65,144
−HK$1,726/mo
Today · 4.125%
HK$66,870
baseline
▲ 0.50% · 4.625%
HK$70,395
+HK$3,525/mo
Deposit HK$1.39M · loan HK$12.50M · min. income ≈ HK$133,740/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,026 · Scale 2, in force from 26 Feb 2026)