LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,684
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$32,669
−HK$1,001/mo
Today · 4.125%
HK$33,670
baseline
▲ 0.50% · 4.625%
HK$35,719
+HK$2,049/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$67,340/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,248
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$36,193
−HK$959/mo
Today · 4.125%
HK$37,152
baseline
▲ 0.50% · 4.625%
HK$39,110
+HK$1,958/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$74,304/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,020
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$39,203
−HK$1,202/mo
Today · 4.125%
HK$40,405
baseline
▲ 0.50% · 4.625%
HK$42,863
+HK$2,458/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$80,810/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,297
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$43,432
−HK$1,150/mo
Today · 4.125%
HK$44,582
baseline
▲ 0.50% · 4.625%
HK$46,932
+HK$2,350/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$89,164/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,357
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$45,737
−HK$1,402/mo
Today · 4.125%
HK$47,139
baseline
▲ 0.50% · 4.625%
HK$50,007
+HK$2,868/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$94,278/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,347
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$50,670
−HK$1,343/mo
Today · 4.125%
HK$52,013
baseline
▲ 0.50% · 4.625%
HK$54,754
+HK$2,741/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$104,026/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,030
−HK$3,577/mo
▼ 0.25% · 3.875%
HK$58,804
−HK$1,803/mo
Today · 4.125%
HK$60,607
baseline
▲ 0.50% · 4.625%
HK$64,295
+HK$3,688/mo
Deposit HK$1.39M · loan HK$12.51M · min. income ≈ HK$121,214/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,446
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$65,147
−HK$1,727/mo
Today · 4.125%
HK$66,874
baseline
▲ 0.50% · 4.625%
HK$70,399
+HK$3,525/mo
Deposit HK$1.39M · loan HK$12.51M · min. income ≈ HK$133,748/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,054 · Scale 2, in force from 26 Feb 2026)