LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,684
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$32,670
−HK$1,001/mo
Today · 4.125%
HK$33,671
baseline
▲ 0.50% · 4.625%
HK$35,720
+HK$2,049/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$67,342/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,248
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$36,193
−HK$959/mo
Today · 4.125%
HK$37,152
baseline
▲ 0.50% · 4.625%
HK$39,111
+HK$1,959/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$74,304/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,021
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$39,203
−HK$1,202/mo
Today · 4.125%
HK$40,405
baseline
▲ 0.50% · 4.625%
HK$42,864
+HK$2,459/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$80,810/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,298
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$43,432
−HK$1,151/mo
Today · 4.125%
HK$44,583
baseline
▲ 0.50% · 4.625%
HK$46,933
+HK$2,350/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$89,166/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,358
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$45,737
−HK$1,402/mo
Today · 4.125%
HK$47,139
baseline
▲ 0.50% · 4.625%
HK$50,008
+HK$2,869/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$94,278/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,347
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$50,671
−HK$1,342/mo
Today · 4.125%
HK$52,013
baseline
▲ 0.50% · 4.625%
HK$54,755
+HK$2,742/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$104,026/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,031
−HK$3,577/mo
▼ 0.25% · 3.875%
HK$58,805
−HK$1,803/mo
Today · 4.125%
HK$60,608
baseline
▲ 0.50% · 4.625%
HK$64,295
+HK$3,687/mo
Deposit HK$1.39M · loan HK$12.51M · min. income ≈ HK$121,216/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,447
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$65,148
−HK$1,726/mo
Today · 4.125%
HK$66,874
baseline
▲ 0.50% · 4.625%
HK$70,400
+HK$3,526/mo
Deposit HK$1.39M · loan HK$12.51M · min. income ≈ HK$133,748/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,060 · Scale 2, in force from 26 Feb 2026)