LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,685
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$32,671
−HK$1,001/mo
Today · 4.125%
HK$33,672
baseline
▲ 0.50% · 4.625%
HK$35,721
+HK$2,049/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$67,344/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,250
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$36,195
−HK$959/mo
Today · 4.125%
HK$37,154
baseline
▲ 0.50% · 4.625%
HK$39,112
+HK$1,958/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$74,308/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,022
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$39,205
−HK$1,202/mo
Today · 4.125%
HK$40,407
baseline
▲ 0.50% · 4.625%
HK$42,865
+HK$2,458/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$80,814/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,300
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$43,434
−HK$1,151/mo
Today · 4.125%
HK$44,585
baseline
▲ 0.50% · 4.625%
HK$46,935
+HK$2,350/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$89,170/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,359
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$45,739
−HK$1,402/mo
Today · 4.125%
HK$47,141
baseline
▲ 0.50% · 4.625%
HK$50,010
+HK$2,869/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$94,282/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,349
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$50,673
−HK$1,343/mo
Today · 4.125%
HK$52,016
baseline
▲ 0.50% · 4.625%
HK$54,757
+HK$2,741/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$104,032/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,034
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$58,808
−HK$1,802/mo
Today · 4.125%
HK$60,610
baseline
▲ 0.50% · 4.625%
HK$64,298
+HK$3,688/mo
Deposit HK$1.39M · loan HK$12.51M · min. income ≈ HK$121,220/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,449
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$65,151
−HK$1,726/mo
Today · 4.125%
HK$66,877
baseline
▲ 0.50% · 4.625%
HK$70,402
+HK$3,525/mo
Deposit HK$1.39M · loan HK$12.51M · min. income ≈ HK$133,754/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,082 · Scale 2, in force from 26 Feb 2026)