LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,686
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$32,671
−HK$1,002/mo
Today · 4.125%
HK$33,673
baseline
▲ 0.50% · 4.625%
HK$35,722
+HK$2,049/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$67,346/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,250
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$36,195
−HK$959/mo
Today · 4.125%
HK$37,154
baseline
▲ 0.50% · 4.625%
HK$39,113
+HK$1,959/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$74,308/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,023
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$39,206
−HK$1,201/mo
Today · 4.125%
HK$40,407
baseline
▲ 0.50% · 4.625%
HK$42,866
+HK$2,459/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$80,814/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,300
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$43,434
−HK$1,151/mo
Today · 4.125%
HK$44,585
baseline
▲ 0.50% · 4.625%
HK$46,935
+HK$2,350/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$89,170/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,360
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$45,740
−HK$1,402/mo
Today · 4.125%
HK$47,142
baseline
▲ 0.50% · 4.625%
HK$50,010
+HK$2,868/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$94,284/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,350
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$50,674
−HK$1,342/mo
Today · 4.125%
HK$52,016
baseline
▲ 0.50% · 4.625%
HK$54,758
+HK$2,742/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$104,032/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,034
−HK$3,577/mo
▼ 0.25% · 3.875%
HK$58,808
−HK$1,803/mo
Today · 4.125%
HK$60,611
baseline
▲ 0.50% · 4.625%
HK$64,299
+HK$3,688/mo
Deposit HK$1.39M · loan HK$12.51M · min. income ≈ HK$121,222/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,450
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$65,152
−HK$1,726/mo
Today · 4.125%
HK$66,878
baseline
▲ 0.50% · 4.625%
HK$70,403
+HK$3,525/mo
Deposit HK$1.39M · loan HK$12.51M · min. income ≈ HK$133,756/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,088 · Scale 2, in force from 26 Feb 2026)