LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,687
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$32,672
−HK$1,002/mo
Today · 4.125%
HK$33,674
baseline
▲ 0.50% · 4.625%
HK$35,723
+HK$2,049/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$67,348/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,251
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$36,196
−HK$959/mo
Today · 4.125%
HK$37,155
baseline
▲ 0.50% · 4.625%
HK$39,114
+HK$1,959/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$74,310/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,024
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$39,207
−HK$1,201/mo
Today · 4.125%
HK$40,408
baseline
▲ 0.50% · 4.625%
HK$42,867
+HK$2,459/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$80,816/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,301
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$43,436
−HK$1,151/mo
Today · 4.125%
HK$44,587
baseline
▲ 0.50% · 4.625%
HK$46,937
+HK$2,350/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$89,174/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,361
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$45,741
−HK$1,402/mo
Today · 4.125%
HK$47,143
baseline
▲ 0.50% · 4.625%
HK$50,012
+HK$2,869/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$94,286/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,351
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$50,675
−HK$1,343/mo
Today · 4.125%
HK$52,018
baseline
▲ 0.50% · 4.625%
HK$54,760
+HK$2,742/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$104,036/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,036
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$58,810
−HK$1,802/mo
Today · 4.125%
HK$60,612
baseline
▲ 0.50% · 4.625%
HK$64,301
+HK$3,689/mo
Deposit HK$1.39M · loan HK$12.51M · min. income ≈ HK$121,224/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,452
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$65,153
−HK$1,727/mo
Today · 4.125%
HK$66,880
baseline
▲ 0.50% · 4.625%
HK$70,405
+HK$3,525/mo
Deposit HK$1.39M · loan HK$12.51M · min. income ≈ HK$133,760/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,102 · Scale 2, in force from 26 Feb 2026)