LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,687
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$32,673
−HK$1,001/mo
Today · 4.125%
HK$33,674
baseline
▲ 0.50% · 4.625%
HK$35,723
+HK$2,049/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$67,348/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,252
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$36,197
−HK$959/mo
Today · 4.125%
HK$37,156
baseline
▲ 0.50% · 4.625%
HK$39,115
+HK$1,959/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$74,312/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,025
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$39,207
−HK$1,202/mo
Today · 4.125%
HK$40,409
baseline
▲ 0.50% · 4.625%
HK$42,868
+HK$2,459/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$80,818/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,302
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$43,436
−HK$1,151/mo
Today · 4.125%
HK$44,587
baseline
▲ 0.50% · 4.625%
HK$46,938
+HK$2,351/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$89,174/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,362
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$45,742
−HK$1,402/mo
Today · 4.125%
HK$47,144
baseline
▲ 0.50% · 4.625%
HK$50,012
+HK$2,868/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$94,288/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,352
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$50,676
−HK$1,343/mo
Today · 4.125%
HK$52,019
baseline
▲ 0.50% · 4.625%
HK$54,761
+HK$2,742/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$104,038/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,037
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$58,811
−HK$1,802/mo
Today · 4.125%
HK$60,613
baseline
▲ 0.50% · 4.625%
HK$64,302
+HK$3,689/mo
Deposit HK$1.39M · loan HK$12.51M · min. income ≈ HK$121,226/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,453
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$65,155
−HK$1,726/mo
Today · 4.125%
HK$66,881
baseline
▲ 0.50% · 4.625%
HK$70,406
+HK$3,525/mo
Deposit HK$1.39M · loan HK$12.51M · min. income ≈ HK$133,762/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,111 · Scale 2, in force from 26 Feb 2026)