LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,689
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$32,675
−HK$1,001/mo
Today · 4.125%
HK$33,676
baseline
▲ 0.50% · 4.625%
HK$35,725
+HK$2,049/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$67,352/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,254
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$36,199
−HK$959/mo
Today · 4.125%
HK$37,158
baseline
▲ 0.50% · 4.625%
HK$39,117
+HK$1,959/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$74,316/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,027
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$39,209
−HK$1,202/mo
Today · 4.125%
HK$40,411
baseline
▲ 0.50% · 4.625%
HK$42,870
+HK$2,459/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$80,822/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,304
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$43,439
−HK$1,151/mo
Today · 4.125%
HK$44,590
baseline
▲ 0.50% · 4.625%
HK$46,940
+HK$2,350/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$89,180/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,364
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$45,744
−HK$1,402/mo
Today · 4.125%
HK$47,146
baseline
▲ 0.50% · 4.625%
HK$50,015
+HK$2,869/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$94,292/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,355
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$50,679
−HK$1,342/mo
Today · 4.125%
HK$52,021
baseline
▲ 0.50% · 4.625%
HK$54,764
+HK$2,743/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$104,042/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,040
−HK$3,577/mo
▼ 0.25% · 3.875%
HK$58,814
−HK$1,803/mo
Today · 4.125%
HK$60,617
baseline
▲ 0.50% · 4.625%
HK$64,305
+HK$3,688/mo
Deposit HK$1.39M · loan HK$12.51M · min. income ≈ HK$121,234/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,456
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$65,158
−HK$1,727/mo
Today · 4.125%
HK$66,885
baseline
▲ 0.50% · 4.625%
HK$70,410
+HK$3,525/mo
Deposit HK$1.39M · loan HK$12.51M · min. income ≈ HK$133,770/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,140 · Scale 2, in force from 26 Feb 2026)