LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,689
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$32,675
−HK$1,002/mo
Today · 4.125%
HK$33,677
baseline
▲ 0.50% · 4.625%
HK$35,726
+HK$2,049/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$67,354/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,254
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$36,200
−HK$959/mo
Today · 4.125%
HK$37,159
baseline
▲ 0.50% · 4.625%
HK$39,118
+HK$1,959/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$74,318/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,027
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$39,210
−HK$1,202/mo
Today · 4.125%
HK$40,412
baseline
▲ 0.50% · 4.625%
HK$42,871
+HK$2,459/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$80,824/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,305
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$43,440
−HK$1,151/mo
Today · 4.125%
HK$44,591
baseline
▲ 0.50% · 4.625%
HK$46,941
+HK$2,350/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$89,182/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,365
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$45,745
−HK$1,402/mo
Today · 4.125%
HK$47,147
baseline
▲ 0.50% · 4.625%
HK$50,016
+HK$2,869/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$94,294/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,356
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$50,680
−HK$1,342/mo
Today · 4.125%
HK$52,022
baseline
▲ 0.50% · 4.625%
HK$54,765
+HK$2,743/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$104,044/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,041
−HK$3,577/mo
▼ 0.25% · 3.875%
HK$58,815
−HK$1,803/mo
Today · 4.125%
HK$60,618
baseline
▲ 0.50% · 4.625%
HK$64,306
+HK$3,688/mo
Deposit HK$1.39M · loan HK$12.51M · min. income ≈ HK$121,236/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,458
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$65,159
−HK$1,727/mo
Today · 4.125%
HK$66,886
baseline
▲ 0.50% · 4.625%
HK$70,412
+HK$3,526/mo
Deposit HK$1.39M · loan HK$12.51M · min. income ≈ HK$133,772/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,150 · Scale 2, in force from 26 Feb 2026)