LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,690
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$32,676
−HK$1,001/mo
Today · 4.125%
HK$33,677
baseline
▲ 0.50% · 4.625%
HK$35,727
+HK$2,050/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$67,354/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,255
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$36,201
−HK$959/mo
Today · 4.125%
HK$37,160
baseline
▲ 0.50% · 4.625%
HK$39,118
+HK$1,958/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$74,320/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,028
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$39,211
−HK$1,202/mo
Today · 4.125%
HK$40,413
baseline
▲ 0.50% · 4.625%
HK$42,872
+HK$2,459/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$80,826/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,306
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$43,441
−HK$1,151/mo
Today · 4.125%
HK$44,592
baseline
▲ 0.50% · 4.625%
HK$46,942
+HK$2,350/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$89,184/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,366
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$45,746
−HK$1,402/mo
Today · 4.125%
HK$47,148
baseline
▲ 0.50% · 4.625%
HK$50,017
+HK$2,869/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$94,296/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,357
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$50,681
−HK$1,343/mo
Today · 4.125%
HK$52,024
baseline
▲ 0.50% · 4.625%
HK$54,766
+HK$2,742/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$104,048/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,042
−HK$3,577/mo
▼ 0.25% · 3.875%
HK$58,817
−HK$1,802/mo
Today · 4.125%
HK$60,619
baseline
▲ 0.50% · 4.625%
HK$64,308
+HK$3,689/mo
Deposit HK$1.39M · loan HK$12.51M · min. income ≈ HK$121,238/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,459
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$65,161
−HK$1,727/mo
Today · 4.125%
HK$66,888
baseline
▲ 0.50% · 4.625%
HK$70,413
+HK$3,525/mo
Deposit HK$1.39M · loan HK$12.51M · min. income ≈ HK$133,776/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,162 · Scale 2, in force from 26 Feb 2026)