LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,692
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$32,678
−HK$1,001/mo
Today · 4.125%
HK$33,679
baseline
▲ 0.50% · 4.625%
HK$35,728
+HK$2,049/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$67,358/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,257
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$36,202
−HK$960/mo
Today · 4.125%
HK$37,162
baseline
▲ 0.50% · 4.625%
HK$39,120
+HK$1,958/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$74,324/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,030
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$39,213
−HK$1,202/mo
Today · 4.125%
HK$40,415
baseline
▲ 0.50% · 4.625%
HK$42,874
+HK$2,459/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$80,830/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,308
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$43,443
−HK$1,151/mo
Today · 4.125%
HK$44,594
baseline
▲ 0.50% · 4.625%
HK$46,945
+HK$2,351/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$89,188/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,368
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$45,749
−HK$1,402/mo
Today · 4.125%
HK$47,151
baseline
▲ 0.50% · 4.625%
HK$50,020
+HK$2,869/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$94,302/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,359
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$50,683
−HK$1,343/mo
Today · 4.125%
HK$52,026
baseline
▲ 0.50% · 4.625%
HK$54,769
+HK$2,743/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$104,052/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,045
−HK$3,577/mo
▼ 0.25% · 3.875%
HK$58,820
−HK$1,802/mo
Today · 4.125%
HK$60,622
baseline
▲ 0.50% · 4.625%
HK$64,311
+HK$3,689/mo
Deposit HK$1.39M · loan HK$12.51M · min. income ≈ HK$121,244/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,462
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$65,164
−HK$1,727/mo
Today · 4.125%
HK$66,891
baseline
▲ 0.50% · 4.625%
HK$70,417
+HK$3,526/mo
Deposit HK$1.39M · loan HK$12.51M · min. income ≈ HK$133,782/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,188 · Scale 2, in force from 26 Feb 2026)