LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,694
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$32,680
−HK$1,002/mo
Today · 4.125%
HK$33,682
baseline
▲ 0.50% · 4.625%
HK$35,731
+HK$2,049/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$67,364/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,259
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$36,205
−HK$959/mo
Today · 4.125%
HK$37,164
baseline
▲ 0.50% · 4.625%
HK$39,123
+HK$1,959/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$74,328/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,033
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$39,216
−HK$1,202/mo
Today · 4.125%
HK$40,418
baseline
▲ 0.50% · 4.625%
HK$42,877
+HK$2,459/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$80,836/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,311
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$43,446
−HK$1,151/mo
Today · 4.125%
HK$44,597
baseline
▲ 0.50% · 4.625%
HK$46,948
+HK$2,351/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$89,194/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,372
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$45,752
−HK$1,402/mo
Today · 4.125%
HK$47,154
baseline
▲ 0.50% · 4.625%
HK$50,023
+HK$2,869/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$94,308/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,363
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$50,687
−HK$1,343/mo
Today · 4.125%
HK$52,030
baseline
▲ 0.50% · 4.625%
HK$54,772
+HK$2,742/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$104,060/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,049
−HK$3,578/mo
▼ 0.25% · 3.875%
HK$58,824
−HK$1,803/mo
Today · 4.125%
HK$60,627
baseline
▲ 0.50% · 4.625%
HK$64,316
+HK$3,689/mo
Deposit HK$1.39M · loan HK$12.51M · min. income ≈ HK$121,254/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,467
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$65,169
−HK$1,727/mo
Today · 4.125%
HK$66,896
baseline
▲ 0.50% · 4.625%
HK$70,422
+HK$3,526/mo
Deposit HK$1.39M · loan HK$12.51M · min. income ≈ HK$133,792/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,225 · Scale 2, in force from 26 Feb 2026)