LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,695
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$32,681
−HK$1,001/mo
Today · 4.125%
HK$33,682
baseline
▲ 0.50% · 4.625%
HK$35,732
+HK$2,050/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$67,364/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,260
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$36,206
−HK$959/mo
Today · 4.125%
HK$37,165
baseline
▲ 0.50% · 4.625%
HK$39,124
+HK$1,959/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$74,330/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,034
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$39,217
−HK$1,202/mo
Today · 4.125%
HK$40,419
baseline
▲ 0.50% · 4.625%
HK$42,878
+HK$2,459/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$80,838/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,312
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$43,447
−HK$1,151/mo
Today · 4.125%
HK$44,598
baseline
▲ 0.50% · 4.625%
HK$46,949
+HK$2,351/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$89,196/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,373
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$45,753
−HK$1,402/mo
Today · 4.125%
HK$47,155
baseline
▲ 0.50% · 4.625%
HK$50,025
+HK$2,870/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$94,310/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,364
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$50,688
−HK$1,343/mo
Today · 4.125%
HK$52,031
baseline
▲ 0.50% · 4.625%
HK$54,774
+HK$2,743/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$104,062/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,051
−HK$3,577/mo
▼ 0.25% · 3.875%
HK$58,825
−HK$1,803/mo
Today · 4.125%
HK$60,628
baseline
▲ 0.50% · 4.625%
HK$64,317
+HK$3,689/mo
Deposit HK$1.39M · loan HK$12.51M · min. income ≈ HK$121,256/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,468
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$65,171
−HK$1,726/mo
Today · 4.125%
HK$66,897
baseline
▲ 0.50% · 4.625%
HK$70,424
+HK$3,527/mo
Deposit HK$1.39M · loan HK$12.51M · min. income ≈ HK$133,794/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,238 · Scale 2, in force from 26 Feb 2026)