LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,696
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$32,681
−HK$1,002/mo
Today · 4.125%
HK$33,683
baseline
▲ 0.50% · 4.625%
HK$35,733
+HK$2,050/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$67,366/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,261
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$36,207
−HK$959/mo
Today · 4.125%
HK$37,166
baseline
▲ 0.50% · 4.625%
HK$39,125
+HK$1,959/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$74,332/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,035
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$39,218
−HK$1,202/mo
Today · 4.125%
HK$40,420
baseline
▲ 0.50% · 4.625%
HK$42,879
+HK$2,459/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$80,840/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,313
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$43,448
−HK$1,151/mo
Today · 4.125%
HK$44,599
baseline
▲ 0.50% · 4.625%
HK$46,950
+HK$2,351/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$89,198/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,374
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$45,754
−HK$1,402/mo
Today · 4.125%
HK$47,156
baseline
▲ 0.50% · 4.625%
HK$50,026
+HK$2,870/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$94,312/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,365
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$50,689
−HK$1,343/mo
Today · 4.125%
HK$52,032
baseline
▲ 0.50% · 4.625%
HK$54,775
+HK$2,743/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$104,064/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,052
−HK$3,578/mo
▼ 0.25% · 3.875%
HK$58,827
−HK$1,803/mo
Today · 4.125%
HK$60,630
baseline
▲ 0.50% · 4.625%
HK$64,319
+HK$3,689/mo
Deposit HK$1.39M · loan HK$12.51M · min. income ≈ HK$121,260/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,470
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$65,172
−HK$1,727/mo
Today · 4.125%
HK$66,899
baseline
▲ 0.50% · 4.625%
HK$70,425
+HK$3,526/mo
Deposit HK$1.39M · loan HK$12.51M · min. income ≈ HK$133,798/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,250 · Scale 2, in force from 26 Feb 2026)