LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,697
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$32,683
−HK$1,002/mo
Today · 4.125%
HK$33,685
baseline
▲ 0.50% · 4.625%
HK$35,734
+HK$2,049/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$67,370/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,263
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$36,208
−HK$960/mo
Today · 4.125%
HK$37,168
baseline
▲ 0.50% · 4.625%
HK$39,127
+HK$1,959/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$74,336/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,036
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$39,219
−HK$1,203/mo
Today · 4.125%
HK$40,422
baseline
▲ 0.50% · 4.625%
HK$42,881
+HK$2,459/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$80,844/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,315
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$43,450
−HK$1,151/mo
Today · 4.125%
HK$44,601
baseline
▲ 0.50% · 4.625%
HK$46,952
+HK$2,351/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$89,202/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,376
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$45,756
−HK$1,402/mo
Today · 4.125%
HK$47,158
baseline
▲ 0.50% · 4.625%
HK$50,028
+HK$2,870/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$94,316/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,368
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$50,692
−HK$1,343/mo
Today · 4.125%
HK$52,035
baseline
▲ 0.50% · 4.625%
HK$54,778
+HK$2,743/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$104,070/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,054
−HK$3,578/mo
▼ 0.25% · 3.875%
HK$58,829
−HK$1,803/mo
Today · 4.125%
HK$60,632
baseline
▲ 0.50% · 4.625%
HK$64,322
+HK$3,690/mo
Deposit HK$1.39M · loan HK$12.51M · min. income ≈ HK$121,264/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,473
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$65,175
−HK$1,727/mo
Today · 4.125%
HK$66,902
baseline
▲ 0.50% · 4.625%
HK$70,428
+HK$3,526/mo
Deposit HK$1.39M · loan HK$12.51M · min. income ≈ HK$133,804/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,273 · Scale 2, in force from 26 Feb 2026)