LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,697
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$32,683
−HK$1,002/mo
Today · 4.125%
HK$33,685
baseline
▲ 0.50% · 4.625%
HK$35,735
+HK$2,050/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$67,370/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,263
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$36,209
−HK$959/mo
Today · 4.125%
HK$37,168
baseline
▲ 0.50% · 4.625%
HK$39,127
+HK$1,959/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$74,336/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,037
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$39,220
−HK$1,202/mo
Today · 4.125%
HK$40,422
baseline
▲ 0.50% · 4.625%
HK$42,882
+HK$2,460/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$80,844/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,316
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$43,451
−HK$1,151/mo
Today · 4.125%
HK$44,602
baseline
▲ 0.50% · 4.625%
HK$46,953
+HK$2,351/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$89,204/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,376
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$45,757
−HK$1,402/mo
Today · 4.125%
HK$47,159
baseline
▲ 0.50% · 4.625%
HK$50,029
+HK$2,870/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$94,318/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,368
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$50,692
−HK$1,344/mo
Today · 4.125%
HK$52,036
baseline
▲ 0.50% · 4.625%
HK$54,778
+HK$2,742/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$104,072/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,055
−HK$3,578/mo
▼ 0.25% · 3.875%
HK$58,830
−HK$1,803/mo
Today · 4.125%
HK$60,633
baseline
▲ 0.50% · 4.625%
HK$64,323
+HK$3,690/mo
Deposit HK$1.39M · loan HK$12.51M · min. income ≈ HK$121,266/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,474
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$65,176
−HK$1,727/mo
Today · 4.125%
HK$66,903
baseline
▲ 0.50% · 4.625%
HK$70,429
+HK$3,526/mo
Deposit HK$1.39M · loan HK$12.51M · min. income ≈ HK$133,806/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,282 · Scale 2, in force from 26 Feb 2026)