LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,700
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$32,686
−HK$1,002/mo
Today · 4.125%
HK$33,688
baseline
▲ 0.50% · 4.625%
HK$35,738
+HK$2,050/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$67,376/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,266
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$36,212
−HK$959/mo
Today · 4.125%
HK$37,171
baseline
▲ 0.50% · 4.625%
HK$39,130
+HK$1,959/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$74,342/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,040
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$39,223
−HK$1,202/mo
Today · 4.125%
HK$40,425
baseline
▲ 0.50% · 4.625%
HK$42,885
+HK$2,460/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$80,850/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,319
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$43,454
−HK$1,151/mo
Today · 4.125%
HK$44,605
baseline
▲ 0.50% · 4.625%
HK$46,957
+HK$2,352/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$89,210/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,380
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$45,760
−HK$1,403/mo
Today · 4.125%
HK$47,163
baseline
▲ 0.50% · 4.625%
HK$50,033
+HK$2,870/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$94,326/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,372
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$50,696
−HK$1,344/mo
Today · 4.125%
HK$52,040
baseline
▲ 0.50% · 4.625%
HK$54,783
+HK$2,743/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$104,080/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,060
−HK$3,578/mo
▼ 0.25% · 3.875%
HK$58,835
−HK$1,803/mo
Today · 4.125%
HK$60,638
baseline
▲ 0.50% · 4.625%
HK$64,328
+HK$3,690/mo
Deposit HK$1.39M · loan HK$12.51M · min. income ≈ HK$121,276/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,479
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$65,181
−HK$1,727/mo
Today · 4.125%
HK$66,908
baseline
▲ 0.50% · 4.625%
HK$70,435
+HK$3,527/mo
Deposit HK$1.39M · loan HK$12.51M · min. income ≈ HK$133,816/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,322 · Scale 2, in force from 26 Feb 2026)