LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,702
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$32,688
−HK$1,002/mo
Today · 4.125%
HK$33,690
baseline
▲ 0.50% · 4.625%
HK$35,740
+HK$2,050/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$67,380/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,268
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,214
−HK$960/mo
Today · 4.125%
HK$37,174
baseline
▲ 0.50% · 4.625%
HK$39,133
+HK$1,959/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$74,348/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,042
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$39,226
−HK$1,202/mo
Today · 4.125%
HK$40,428
baseline
▲ 0.50% · 4.625%
HK$42,888
+HK$2,460/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$80,856/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,322
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$43,457
−HK$1,151/mo
Today · 4.125%
HK$44,608
baseline
▲ 0.50% · 4.625%
HK$46,960
+HK$2,352/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$89,216/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,383
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$45,763
−HK$1,403/mo
Today · 4.125%
HK$47,166
baseline
▲ 0.50% · 4.625%
HK$50,036
+HK$2,870/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$94,332/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,375
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$50,700
−HK$1,343/mo
Today · 4.125%
HK$52,043
baseline
▲ 0.50% · 4.625%
HK$54,786
+HK$2,743/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$104,086/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,064
−HK$3,578/mo
▼ 0.25% · 3.875%
HK$58,839
−HK$1,803/mo
Today · 4.125%
HK$60,642
baseline
▲ 0.50% · 4.625%
HK$64,332
+HK$3,690/mo
Deposit HK$1.39M · loan HK$12.51M · min. income ≈ HK$121,284/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,483
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$65,185
−HK$1,728/mo
Today · 4.125%
HK$66,913
baseline
▲ 0.50% · 4.625%
HK$70,440
+HK$3,527/mo
Deposit HK$1.39M · loan HK$12.51M · min. income ≈ HK$133,826/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,357 · Scale 2, in force from 26 Feb 2026)