LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,703
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$32,689
−HK$1,002/mo
Today · 4.125%
HK$33,691
baseline
▲ 0.50% · 4.625%
HK$35,741
+HK$2,050/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$67,382/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,269
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,215
−HK$960/mo
Today · 4.125%
HK$37,175
baseline
▲ 0.50% · 4.625%
HK$39,134
+HK$1,959/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$74,350/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,044
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$39,227
−HK$1,202/mo
Today · 4.125%
HK$40,429
baseline
▲ 0.50% · 4.625%
HK$42,889
+HK$2,460/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$80,858/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,323
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$43,458
−HK$1,152/mo
Today · 4.125%
HK$44,610
baseline
▲ 0.50% · 4.625%
HK$46,961
+HK$2,351/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$89,220/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,384
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$45,765
−HK$1,402/mo
Today · 4.125%
HK$47,167
baseline
▲ 0.50% · 4.625%
HK$50,037
+HK$2,870/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$94,334/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,377
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$50,701
−HK$1,344/mo
Today · 4.125%
HK$52,045
baseline
▲ 0.50% · 4.625%
HK$54,788
+HK$2,743/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$104,090/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,065
−HK$3,579/mo
▼ 0.25% · 3.875%
HK$58,840
−HK$1,804/mo
Today · 4.125%
HK$60,644
baseline
▲ 0.50% · 4.625%
HK$64,334
+HK$3,690/mo
Deposit HK$1.39M · loan HK$12.51M · min. income ≈ HK$121,288/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,485
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$65,187
−HK$1,728/mo
Today · 4.125%
HK$66,915
baseline
▲ 0.50% · 4.625%
HK$70,442
+HK$3,527/mo
Deposit HK$1.39M · loan HK$12.51M · min. income ≈ HK$133,830/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,372 · Scale 2, in force from 26 Feb 2026)