LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,704
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$32,690
−HK$1,002/mo
Today · 4.125%
HK$33,692
baseline
▲ 0.50% · 4.625%
HK$35,742
+HK$2,050/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$67,384/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,270
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$36,216
−HK$959/mo
Today · 4.125%
HK$37,175
baseline
▲ 0.50% · 4.625%
HK$39,135
+HK$1,960/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$74,350/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,044
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$39,228
−HK$1,202/mo
Today · 4.125%
HK$40,430
baseline
▲ 0.50% · 4.625%
HK$42,890
+HK$2,460/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$80,860/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,324
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$43,459
−HK$1,151/mo
Today · 4.125%
HK$44,610
baseline
▲ 0.50% · 4.625%
HK$46,962
+HK$2,352/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$89,220/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,385
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$45,766
−HK$1,402/mo
Today · 4.125%
HK$47,168
baseline
▲ 0.50% · 4.625%
HK$50,038
+HK$2,870/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$94,336/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,378
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$50,702
−HK$1,344/mo
Today · 4.125%
HK$52,046
baseline
▲ 0.50% · 4.625%
HK$54,789
+HK$2,743/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$104,092/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,066
−HK$3,579/mo
▼ 0.25% · 3.875%
HK$58,841
−HK$1,804/mo
Today · 4.125%
HK$60,645
baseline
▲ 0.50% · 4.625%
HK$64,335
+HK$3,690/mo
Deposit HK$1.39M · loan HK$12.51M · min. income ≈ HK$121,290/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,486
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$65,188
−HK$1,728/mo
Today · 4.125%
HK$66,916
baseline
▲ 0.50% · 4.625%
HK$70,443
+HK$3,527/mo
Deposit HK$1.39M · loan HK$12.51M · min. income ≈ HK$133,832/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,382 · Scale 2, in force from 26 Feb 2026)