LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,704
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$32,690
−HK$1,002/mo
Today · 4.125%
HK$33,692
baseline
▲ 0.50% · 4.625%
HK$35,742
+HK$2,050/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$67,384/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,270
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,216
−HK$960/mo
Today · 4.125%
HK$37,176
baseline
▲ 0.50% · 4.625%
HK$39,135
+HK$1,959/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$74,352/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,045
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$39,228
−HK$1,202/mo
Today · 4.125%
HK$40,430
baseline
▲ 0.50% · 4.625%
HK$42,890
+HK$2,460/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$80,860/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,324
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$43,459
−HK$1,152/mo
Today · 4.125%
HK$44,611
baseline
▲ 0.50% · 4.625%
HK$46,962
+HK$2,351/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$89,222/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,385
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$45,766
−HK$1,403/mo
Today · 4.125%
HK$47,169
baseline
▲ 0.50% · 4.625%
HK$50,039
+HK$2,870/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$94,338/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,378
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$50,703
−HK$1,343/mo
Today · 4.125%
HK$52,046
baseline
▲ 0.50% · 4.625%
HK$54,789
+HK$2,743/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$104,092/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,067
−HK$3,579/mo
▼ 0.25% · 3.875%
HK$58,842
−HK$1,804/mo
Today · 4.125%
HK$60,646
baseline
▲ 0.50% · 4.625%
HK$64,336
+HK$3,690/mo
Deposit HK$1.39M · loan HK$12.51M · min. income ≈ HK$121,292/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,486
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$65,189
−HK$1,727/mo
Today · 4.125%
HK$66,916
baseline
▲ 0.50% · 4.625%
HK$70,444
+HK$3,528/mo
Deposit HK$1.39M · loan HK$12.51M · min. income ≈ HK$133,832/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,387 · Scale 2, in force from 26 Feb 2026)