LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,705
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$32,692
−HK$1,002/mo
Today · 4.125%
HK$33,694
baseline
▲ 0.50% · 4.625%
HK$35,744
+HK$2,050/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$67,388/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,272
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,218
−HK$960/mo
Today · 4.125%
HK$37,178
baseline
▲ 0.50% · 4.625%
HK$39,137
+HK$1,959/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$74,356/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,046
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$39,230
−HK$1,202/mo
Today · 4.125%
HK$40,432
baseline
▲ 0.50% · 4.625%
HK$42,893
+HK$2,461/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$80,864/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,326
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$43,462
−HK$1,151/mo
Today · 4.125%
HK$44,613
baseline
▲ 0.50% · 4.625%
HK$46,965
+HK$2,352/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$89,226/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,388
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$45,768
−HK$1,403/mo
Today · 4.125%
HK$47,171
baseline
▲ 0.50% · 4.625%
HK$50,041
+HK$2,870/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$94,342/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,381
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$50,705
−HK$1,344/mo
Today · 4.125%
HK$52,049
baseline
▲ 0.50% · 4.625%
HK$54,792
+HK$2,743/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$104,098/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,070
−HK$3,579/mo
▼ 0.25% · 3.875%
HK$58,845
−HK$1,804/mo
Today · 4.125%
HK$60,649
baseline
▲ 0.50% · 4.625%
HK$64,339
+HK$3,690/mo
Deposit HK$1.39M · loan HK$12.51M · min. income ≈ HK$121,298/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,490
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$65,192
−HK$1,728/mo
Today · 4.125%
HK$66,920
baseline
▲ 0.50% · 4.625%
HK$70,447
+HK$3,527/mo
Deposit HK$1.39M · loan HK$12.51M · min. income ≈ HK$133,840/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,412 · Scale 2, in force from 26 Feb 2026)