LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,706
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$32,693
−HK$1,002/mo
Today · 4.125%
HK$33,695
baseline
▲ 0.50% · 4.625%
HK$35,745
+HK$2,050/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$67,390/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,273
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,219
−HK$960/mo
Today · 4.125%
HK$37,179
baseline
▲ 0.50% · 4.625%
HK$39,138
+HK$1,959/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$74,358/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,048
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$39,231
−HK$1,203/mo
Today · 4.125%
HK$40,434
baseline
▲ 0.50% · 4.625%
HK$42,894
+HK$2,460/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$80,868/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,328
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$43,463
−HK$1,151/mo
Today · 4.125%
HK$44,614
baseline
▲ 0.50% · 4.625%
HK$46,966
+HK$2,352/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$89,228/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,389
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$45,770
−HK$1,402/mo
Today · 4.125%
HK$47,172
baseline
▲ 0.50% · 4.625%
HK$50,043
+HK$2,871/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$94,344/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,382
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$50,707
−HK$1,343/mo
Today · 4.125%
HK$52,050
baseline
▲ 0.50% · 4.625%
HK$54,794
+HK$2,744/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$104,100/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,071
−HK$3,579/mo
▼ 0.25% · 3.875%
HK$58,847
−HK$1,803/mo
Today · 4.125%
HK$60,650
baseline
▲ 0.50% · 4.625%
HK$64,341
+HK$3,691/mo
Deposit HK$1.39M · loan HK$12.51M · min. income ≈ HK$121,300/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,491
−HK$3,431/mo
▼ 0.25% · 3.875%
HK$65,194
−HK$1,728/mo
Today · 4.125%
HK$66,922
baseline
▲ 0.50% · 4.625%
HK$70,449
+HK$3,527/mo
Deposit HK$1.39M · loan HK$12.51M · min. income ≈ HK$133,844/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,428 · Scale 2, in force from 26 Feb 2026)