LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,708
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$32,694
−HK$1,002/mo
Today · 4.125%
HK$33,696
baseline
▲ 0.50% · 4.625%
HK$35,746
+HK$2,050/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$67,392/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,274
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,221
−HK$959/mo
Today · 4.125%
HK$37,180
baseline
▲ 0.50% · 4.625%
HK$39,140
+HK$1,960/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$74,360/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,049
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$39,233
−HK$1,202/mo
Today · 4.125%
HK$40,435
baseline
▲ 0.50% · 4.625%
HK$42,896
+HK$2,461/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$80,870/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,329
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$43,465
−HK$1,151/mo
Today · 4.125%
HK$44,616
baseline
▲ 0.50% · 4.625%
HK$46,968
+HK$2,352/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$89,232/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,391
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$45,772
−HK$1,402/mo
Today · 4.125%
HK$47,174
baseline
▲ 0.50% · 4.625%
HK$50,045
+HK$2,871/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$94,348/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,384
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$50,709
−HK$1,343/mo
Today · 4.125%
HK$52,052
baseline
▲ 0.50% · 4.625%
HK$54,796
+HK$2,744/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$104,104/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,074
−HK$3,579/mo
▼ 0.25% · 3.875%
HK$58,849
−HK$1,804/mo
Today · 4.125%
HK$60,653
baseline
▲ 0.50% · 4.625%
HK$64,343
+HK$3,690/mo
Deposit HK$1.39M · loan HK$12.51M · min. income ≈ HK$121,306/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,494
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$65,197
−HK$1,727/mo
Today · 4.125%
HK$66,924
baseline
▲ 0.50% · 4.625%
HK$70,452
+HK$3,528/mo
Deposit HK$1.39M · loan HK$12.51M · min. income ≈ HK$133,848/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,449 · Scale 2, in force from 26 Feb 2026)