LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,708
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$32,695
−HK$1,002/mo
Today · 4.125%
HK$33,697
baseline
▲ 0.50% · 4.625%
HK$35,747
+HK$2,050/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$67,394/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,275
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,221
−HK$960/mo
Today · 4.125%
HK$37,181
baseline
▲ 0.50% · 4.625%
HK$39,141
+HK$1,960/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$74,362/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,050
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$39,234
−HK$1,202/mo
Today · 4.125%
HK$40,436
baseline
▲ 0.50% · 4.625%
HK$42,897
+HK$2,461/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$80,872/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,330
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$43,466
−HK$1,151/mo
Today · 4.125%
HK$44,617
baseline
▲ 0.50% · 4.625%
HK$46,969
+HK$2,352/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$89,234/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,392
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$45,773
−HK$1,402/mo
Today · 4.125%
HK$47,175
baseline
▲ 0.50% · 4.625%
HK$50,046
+HK$2,871/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$94,350/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,385
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$50,710
−HK$1,343/mo
Today · 4.125%
HK$52,053
baseline
▲ 0.50% · 4.625%
HK$54,797
+HK$2,744/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$104,106/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,075
−HK$3,579/mo
▼ 0.25% · 3.875%
HK$58,850
−HK$1,804/mo
Today · 4.125%
HK$60,654
baseline
▲ 0.50% · 4.625%
HK$64,345
+HK$3,691/mo
Deposit HK$1.39M · loan HK$12.52M · min. income ≈ HK$121,308/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,495
−HK$3,431/mo
▼ 0.25% · 3.875%
HK$65,198
−HK$1,728/mo
Today · 4.125%
HK$66,926
baseline
▲ 0.50% · 4.625%
HK$70,454
+HK$3,528/mo
Deposit HK$1.39M · loan HK$12.52M · min. income ≈ HK$133,852/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,461 · Scale 2, in force from 26 Feb 2026)