LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,709
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$32,695
−HK$1,002/mo
Today · 4.125%
HK$33,697
baseline
▲ 0.50% · 4.625%
HK$35,748
+HK$2,051/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$67,394/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,276
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,222
−HK$960/mo
Today · 4.125%
HK$37,182
baseline
▲ 0.50% · 4.625%
HK$39,142
+HK$1,960/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$74,364/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,051
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$39,234
−HK$1,203/mo
Today · 4.125%
HK$40,437
baseline
▲ 0.50% · 4.625%
HK$42,897
+HK$2,460/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$80,874/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,331
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$43,466
−HK$1,152/mo
Today · 4.125%
HK$44,618
baseline
▲ 0.50% · 4.625%
HK$46,970
+HK$2,352/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$89,236/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,392
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$45,773
−HK$1,403/mo
Today · 4.125%
HK$47,176
baseline
▲ 0.50% · 4.625%
HK$50,047
+HK$2,871/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$94,352/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,386
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$50,711
−HK$1,343/mo
Today · 4.125%
HK$52,054
baseline
▲ 0.50% · 4.625%
HK$54,798
+HK$2,744/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$104,108/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,076
−HK$3,579/mo
▼ 0.25% · 3.875%
HK$58,851
−HK$1,804/mo
Today · 4.125%
HK$60,655
baseline
▲ 0.50% · 4.625%
HK$64,346
+HK$3,691/mo
Deposit HK$1.39M · loan HK$12.52M · min. income ≈ HK$121,310/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,496
−HK$3,431/mo
▼ 0.25% · 3.875%
HK$65,199
−HK$1,728/mo
Today · 4.125%
HK$66,927
baseline
▲ 0.50% · 4.625%
HK$70,455
+HK$3,528/mo
Deposit HK$1.39M · loan HK$12.52M · min. income ≈ HK$133,854/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,469 · Scale 2, in force from 26 Feb 2026)