LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,710
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$32,696
−HK$1,002/mo
Today · 4.125%
HK$33,698
baseline
▲ 0.50% · 4.625%
HK$35,749
+HK$2,051/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$67,396/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,277
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,223
−HK$960/mo
Today · 4.125%
HK$37,183
baseline
▲ 0.50% · 4.625%
HK$39,143
+HK$1,960/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$74,366/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,052
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$39,236
−HK$1,202/mo
Today · 4.125%
HK$40,438
baseline
▲ 0.50% · 4.625%
HK$42,899
+HK$2,461/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$80,876/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,332
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$43,468
−HK$1,151/mo
Today · 4.125%
HK$44,619
baseline
▲ 0.50% · 4.625%
HK$46,971
+HK$2,352/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$89,238/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,394
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$45,775
−HK$1,403/mo
Today · 4.125%
HK$47,178
baseline
▲ 0.50% · 4.625%
HK$50,048
+HK$2,870/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$94,356/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,388
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$50,712
−HK$1,344/mo
Today · 4.125%
HK$52,056
baseline
▲ 0.50% · 4.625%
HK$54,800
+HK$2,744/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$104,112/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,078
−HK$3,579/mo
▼ 0.25% · 3.875%
HK$58,853
−HK$1,804/mo
Today · 4.125%
HK$60,657
baseline
▲ 0.50% · 4.625%
HK$64,348
+HK$3,691/mo
Deposit HK$1.39M · loan HK$12.52M · min. income ≈ HK$121,314/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,499
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$65,202
−HK$1,727/mo
Today · 4.125%
HK$66,929
baseline
▲ 0.50% · 4.625%
HK$70,457
+HK$3,528/mo
Deposit HK$1.39M · loan HK$12.52M · min. income ≈ HK$133,858/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,487 · Scale 2, in force from 26 Feb 2026)