LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,711
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$32,697
−HK$1,002/mo
Today · 4.125%
HK$33,699
baseline
▲ 0.50% · 4.625%
HK$35,750
+HK$2,051/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$67,398/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,278
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,224
−HK$960/mo
Today · 4.125%
HK$37,184
baseline
▲ 0.50% · 4.625%
HK$39,144
+HK$1,960/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$74,368/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$521,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,053
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$39,237
−HK$1,202/mo
Today · 4.125%
HK$40,439
baseline
▲ 0.50% · 4.625%
HK$42,900
+HK$2,461/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$80,878/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,333
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$43,469
−HK$1,152/mo
Today · 4.125%
HK$44,621
baseline
▲ 0.50% · 4.625%
HK$46,973
+HK$2,352/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$89,242/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,395
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$45,776
−HK$1,403/mo
Today · 4.125%
HK$47,179
baseline
▲ 0.50% · 4.625%
HK$50,050
+HK$2,871/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$94,358/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,389
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$50,714
−HK$1,343/mo
Today · 4.125%
HK$52,057
baseline
▲ 0.50% · 4.625%
HK$54,801
+HK$2,744/mo
Deposit HK$4.17M · loan HK$9.73M · min. income ≈ HK$104,114/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,079
−HK$3,580/mo
▼ 0.25% · 3.875%
HK$58,855
−HK$1,804/mo
Today · 4.125%
HK$60,659
baseline
▲ 0.50% · 4.625%
HK$64,350
+HK$3,691/mo
Deposit HK$1.39M · loan HK$12.52M · min. income ≈ HK$121,318/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,500
−HK$3,431/mo
▼ 0.25% · 3.875%
HK$65,203
−HK$1,728/mo
Today · 4.125%
HK$66,931
baseline
▲ 0.50% · 4.625%
HK$70,459
+HK$3,528/mo
Deposit HK$1.39M · loan HK$12.52M · min. income ≈ HK$133,862/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,501 · Scale 2, in force from 26 Feb 2026)