LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,712
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$32,699
−HK$1,002/mo
Today · 4.125%
HK$33,701
baseline
▲ 0.50% · 4.625%
HK$35,751
+HK$2,050/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$67,402/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$521,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,279
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,226
−HK$959/mo
Today · 4.125%
HK$37,185
baseline
▲ 0.50% · 4.625%
HK$39,145
+HK$1,960/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$74,370/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$521,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,054
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$39,238
−HK$1,203/mo
Today · 4.125%
HK$40,441
baseline
▲ 0.50% · 4.625%
HK$42,902
+HK$2,461/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$80,882/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,335
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$43,471
−HK$1,151/mo
Today · 4.125%
HK$44,622
baseline
▲ 0.50% · 4.625%
HK$46,975
+HK$2,353/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$89,244/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,397
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$45,778
−HK$1,403/mo
Today · 4.125%
HK$47,181
baseline
▲ 0.50% · 4.625%
HK$50,052
+HK$2,871/mo
Deposit HK$4.17M · loan HK$9.74M · min. income ≈ HK$94,362/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,391
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$50,716
−HK$1,344/mo
Today · 4.125%
HK$52,060
baseline
▲ 0.50% · 4.625%
HK$54,804
+HK$2,744/mo
Deposit HK$4.17M · loan HK$9.74M · min. income ≈ HK$104,120/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,082
−HK$3,579/mo
▼ 0.25% · 3.875%
HK$58,857
−HK$1,804/mo
Today · 4.125%
HK$60,661
baseline
▲ 0.50% · 4.625%
HK$64,352
+HK$3,691/mo
Deposit HK$1.39M · loan HK$12.52M · min. income ≈ HK$121,322/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,503
−HK$3,431/mo
▼ 0.25% · 3.875%
HK$65,206
−HK$1,728/mo
Today · 4.125%
HK$66,934
baseline
▲ 0.50% · 4.625%
HK$70,462
+HK$3,528/mo
Deposit HK$1.39M · loan HK$12.52M · min. income ≈ HK$133,868/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,522 · Scale 2, in force from 26 Feb 2026)