LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,713
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$32,699
−HK$1,002/mo
Today · 4.125%
HK$33,701
baseline
▲ 0.50% · 4.625%
HK$35,752
+HK$2,051/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$67,402/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$521,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,280
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,226
−HK$960/mo
Today · 4.125%
HK$37,186
baseline
▲ 0.50% · 4.625%
HK$39,146
+HK$1,960/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$74,372/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$521,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,055
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$39,239
−HK$1,203/mo
Today · 4.125%
HK$40,442
baseline
▲ 0.50% · 4.625%
HK$42,902
+HK$2,460/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$80,884/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,336
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$43,471
−HK$1,152/mo
Today · 4.125%
HK$44,623
baseline
▲ 0.50% · 4.625%
HK$46,975
+HK$2,352/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$89,246/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,398
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$45,779
−HK$1,403/mo
Today · 4.125%
HK$47,182
baseline
▲ 0.50% · 4.625%
HK$50,053
+HK$2,871/mo
Deposit HK$4.17M · loan HK$9.74M · min. income ≈ HK$94,364/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,392
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$50,717
−HK$1,343/mo
Today · 4.125%
HK$52,060
baseline
▲ 0.50% · 4.625%
HK$54,805
+HK$2,745/mo
Deposit HK$4.17M · loan HK$9.74M · min. income ≈ HK$104,120/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,083
−HK$3,579/mo
▼ 0.25% · 3.875%
HK$58,858
−HK$1,804/mo
Today · 4.125%
HK$60,662
baseline
▲ 0.50% · 4.625%
HK$64,353
+HK$3,691/mo
Deposit HK$1.39M · loan HK$12.52M · min. income ≈ HK$121,324/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,504
−HK$3,431/mo
▼ 0.25% · 3.875%
HK$65,207
−HK$1,728/mo
Today · 4.125%
HK$66,935
baseline
▲ 0.50% · 4.625%
HK$70,463
+HK$3,528/mo
Deposit HK$1.39M · loan HK$12.52M · min. income ≈ HK$133,870/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,531 · Scale 2, in force from 26 Feb 2026)