LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,713
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$32,700
−HK$1,002/mo
Today · 4.125%
HK$33,702
baseline
▲ 0.50% · 4.625%
HK$35,753
+HK$2,051/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$67,404/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$521,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,281
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,227
−HK$960/mo
Today · 4.125%
HK$37,187
baseline
▲ 0.50% · 4.625%
HK$39,147
+HK$1,960/mo
Deposit HK$6.95M · loan HK$6.95M · min. income ≈ HK$74,374/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$521,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,056
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$39,240
−HK$1,203/mo
Today · 4.125%
HK$40,443
baseline
▲ 0.50% · 4.625%
HK$42,903
+HK$2,460/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$80,886/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,337
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$43,473
−HK$1,151/mo
Today · 4.125%
HK$44,624
baseline
▲ 0.50% · 4.625%
HK$46,977
+HK$2,353/mo
Deposit HK$5.56M · loan HK$8.34M · min. income ≈ HK$89,248/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$521,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,399
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$45,780
−HK$1,403/mo
Today · 4.125%
HK$47,183
baseline
▲ 0.50% · 4.625%
HK$50,054
+HK$2,871/mo
Deposit HK$4.17M · loan HK$9.74M · min. income ≈ HK$94,366/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,393
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$50,718
−HK$1,344/mo
Today · 4.125%
HK$52,062
baseline
▲ 0.50% · 4.625%
HK$54,806
+HK$2,744/mo
Deposit HK$4.17M · loan HK$9.74M · min. income ≈ HK$104,124/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$521,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,084
−HK$3,580/mo
▼ 0.25% · 3.875%
HK$58,860
−HK$1,804/mo
Today · 4.125%
HK$60,664
baseline
▲ 0.50% · 4.625%
HK$64,355
+HK$3,691/mo
Deposit HK$1.39M · loan HK$12.52M · min. income ≈ HK$121,328/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,506
−HK$3,431/mo
▼ 0.25% · 3.875%
HK$65,209
−HK$1,728/mo
Today · 4.125%
HK$66,937
baseline
▲ 0.50% · 4.625%
HK$70,465
+HK$3,528/mo
Deposit HK$1.39M · loan HK$12.52M · min. income ≈ HK$133,874/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$521,545 · Scale 2, in force from 26 Feb 2026)